Don’t get fooled.
Today I got an e-mail message from American Express. It said, in part:
During our regualry scheduled accounts maintenance and verification procedures,
we have detected a slight error regarding your American Express Account.
This might be due to one of the following reasons:
1. A recent change in your personal information (i.e. address changing)
2. Submitting invalid information during the initial sign up process.
4. Multiple failed logins in your personal account.
3. An inabillity to accurately verify your selected option of payment due to an internal error within our system.
Please update and verify your information by clicking the following link:
Continue To American Express Online Update Form
*If you account information is not updated within 48 hours then your ability to access your account will be restricted.
Thank you,
American Express , Billing Department.
The type was tiny, which is probably why I didn’t notice the typos and spelling/grammar mistakes. Or perhaps I didn’t notice them because I’ve become so accustomed to skimming incoming mail rather than reading it.
The message looked official. It had the Amex logo and used their normal color schemes. But what really made it look genuine was the note near the bottom:
E-mail intended for your account.
If you are concerned about the authenticity of this message, please click here or call the phone number on the back of your credit card. If you would like to learn more about e-mail security or want to report a suspicious e-mail, click here
Note: If you are concerned about clicking links in this e-mail, the American Express mentioned above can be accessed by typing https://www.americanexpress.com directly into your browser.
The hint that this wasn’t as legitimate as it seemed came when I pointed to the link to supposedly update my account information. The URL that appeared in a yellow box in my e-mail client consisted of an IP address followed by /home.americanexpress.com/.
Of course, the e-mail message wasn’t real. When I typed http://www.americanexpress.com/ into my Web browser and logged into my account, there was no indication of any problem.
Phishing, Defined
Wikipedia, everyone’s favorite online encyclopedia, defines phishing as:
In the field of computer security, phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details, by masquerading as a trustworthy entity in an electronic communication. Communications purporting to be from popular social web sites (Youtube, Facebook, Myspace), auction sites (eBay), online banks (Wells Fargo, Bank of America, Chase), online payment processors (PayPal), or IT Administrators (Yahoo, ISPs, corporate) are commonly used to lure the unsuspecting. Phishing is typically carried out by e-mail or instant messaging, and it often directs users to enter details at a fake website whose URL and look and feel are almost identical to the legitimate one.
My spam protection software is very good at weeding out phishing attempt messages, so I rarely see them. This one almost fooled me. If I’d been suckered in like so many probably were today, I would have clicked the link and entered my American Express login information in the screen that appeared. That information would have been captured in the phishing net and used to access my American Express account online.
It Isn’t PayPal
One of the Web sites I maintain is for a friend of mine who makes and sells helicopter ground handling wheels: HelicopterWheels.com. He’s an older guy who’s only been using computers for a few years. When I set up the original site, he asked me to set up online ordering. I’ll be the first to admit that I know little about setting up ecommerce solutions. So I set him up with the easiest and most secure method of accepting payments that I knew: PayPal.
Now PayPal has a bad reputation with some folks and I’m really not interested in hearing reader complaints about it. I use PayPal for my online ordering needs and although it isn’t a perfect solution, it does work and it seems safe enough to me.
Unfortunately, my friend received an e-mail message telling him that he had to verify some PayPal settings. The message was a phishing scam and my friend fell for it. He got hit for a bunch of money — which I’m not sure if he recovered. He immediately blamed PayPal and had me take the Buy Now buttons off his site.
I felt bad for him. After all, I’d recommended PayPal. But I’m also not the kind of person who gets sucked in by phishing schemes. I assumed he wasn’t either. I was wrong.
Don’t Get Caught
So here’s the only rule you need to prevent yourself from becoming the victim of a phishing scam:
Never click a link in any e-mail message.
If you get a message from your bank or credit card company or PayPal or any other service that requires you to enter a user ID and password to access it, do not click any link in that message. Instead, go directly to the site by typing the URL into your browser’s Address bar or using a Bookmark/Favorite that you’ve already set up. If there is a legitimate problem with your account that requires your attention, you’ll find out after logging in the safe way.
Of course, there are plenty of clues that can help you identify phishing attempts:
- Messages not addressed to your name. For example, Dear Cardholder instead of Dear Maria Langer.
- Typographical, spelling, and grammar errors in the e-mail message. Do you think American Express would spell regularly wrong?
- Messages sent to an e-mail address that you did not register with the organization supposedly sending the e-mail message to you. For example, the message I got today was sent to my Flying M Air e-mail account, which is not on file with American Express.
- URLs that point to IP addresses rather than recognizable domain names. For example,
http://35.32.185.43/account rather than http://www.americanexpress.com/account.
But you don’t have to worry about any of this. Just follow the golden rule listed above. Here it is again, in case you’ve forgotten: Never click a link in any e-mail message.
If you follow this rule, you should stay safe from phishing schemes.
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It’s here in record time.
Not bad for free shipping. I just placed the order on Wednesday. That’s less than a week. I think that the more you spend at the Apple Store, the more likely they are to get it delivered to you quickly.
The computer I ordered is a 15″ MacBook Pro. Here are the specs, right from the confirmation e-mail I received moments after placing the order.
MacBook Pro, 15-inch, 2.16GHz Intel Core Duo
1GB 667 DDR2 - 1 SO-DIMM
100GB Serial ATA drive @ 5400 rpm
SuperDrive (DVD±RW/CD-RW)
MacBook Pro 15-inch Widescreen Display
Apple USB Modem
Backlit Keyboard/Mac OS - U.S. English
AirPort Extreme Card & Bluetooth
AppleCare Protection
This is my latest Mac test mule, destined to a life of leisure, sitting quietly, powered off, waiting for me to call it into action to run software while I write a Mac book or article.
Although the more I think about it, the more I think I might want to use it a tiny bit more often. Heck, when I spend that kind of money on a computer, I want to get my money’s worth.
It arrived in a brown box that was surprisingly lightweight. The FedEx Ground guy brought it to my office, even though it was addressed to me at my house. This is Wickenburg and there’s just one FedEx Ground guy. If he knows where you’ll be during the day, that’s where he’ll bring brown boxes from computer companies. Oddly enough, he wasn’t quite sure where I’d be and seemed relieved when I opened the door and he recognized me.
“I couldn’t remember which apartment you were in,” he admitted.
This didn’t surprise me. I don’t use FedEx Ground very often because they usually can’t find my house. I think this guy had been tipped off about my apartment-based office by the FedEx overnight guy. Neither of them like taking their trucks down the road to get to my house. And they like making a U-Turn in my driveway even less. UPS is the same, although I had to put a stop to them delivering my stuff to the airport.
“If there’s a red vehicle in spot number 18, I’m here,” I told him.
I signed for the computer and he went on his way. Then I left it by the door so I wouldn’t forget to take it home with me.
Yes, that’s right. I didn’t open it right up. That shouldn’t surprise you too much. It took me a whole week to open my PC laptop when I bought it two months ago or so.
Why? Well, I’m busy. Today I revised Chapter 8, the last chapter, of my Excel 2007 Visual QuickProject Guide. I had a bad headache all day and it was hard enough to keep my mind on my work without being distracted by a brand new Mac.
When the chapter was done and I called it quits for the day, I carried the computer out to the Jeep with a few other things that needed to go home. Jack the dog was with me. He jumped in and we started out. I had to stop at the post office on the way home. And then pay a visit to Dr. Saxby.
Dr. Saxby is a chiropractor. But unlike the chiropractor I once visited regularly back in New Jersey for my sciatica, when Dr. Saxby adjusts you, you don’t need to visit three times a week. You go once and he cracks you all over the place, leaving you feeling like … well, like shit. The next day, though, you feel great. He put me on the roller table, where the rollers rolled up my back. Then, on the adjustment table, he cracked every joint in my body — including my toes. Another patient, who had taken my place on the roller table, let her dogs wander around the office. A third patient, a man, was holding one of the dogs on his lap when I emerged, sweating and exhausted.
Jack the Dog and the new computer were still in the Jeep when I came out.
We went home. I picked up the mail along the way — our mailbox is about 1/4 mile from the house. My royalty statement from Peachpit was among the big envelopes. All 67 pages of it. Sheesh. Wouldn’t it be nice if all the books in the statement earned money at once?
Finally, I could wait no longer. I went back outside and got the computer box. I opened the box and found a smaller box, wrapped in plastic, nestled in foam corners. I pulled it out and stowed the foam corners back in the brown box.
Apple has incredible packaging. It makes you want what’s in the box. That in itself is odd when you consider that the boxes are never displayed where the computers are available for sale. So that beautiful packaging is obviously intended for the end user, a kind of gift that’s meant to be opened and kept. I guess that’s why I still have the boxes for all the Apple equipment I still own. They take up a lot of space in the back corner of my hangar.
Nestled inside, in custom-carved white foam, was the computer and it’s accessories, including the power supply, video adapter, external USB modem, and Front Row remote control. There was also a flat square box that had a tiny manual, Restore DVD, and a bunch of warranty stuff I’m sure I’ll never read.
The computer looks remarkably like my 12″ PowerBook. It’s just a lot bigger. That’s unfortunate. What I really wanted was another 12″ PowerBook with the new processor and a bigger hard disk. I found the 13″ MacBook tempting because of its size, but was completely turned off by the cheesy feel of its case.
Of course now that I’ve shot my load on a 15″ MacBook Pro, Apple will probably release the computer I really wanted to buy. My luck, you see.
I opened the lid and pushed the power button. The computer bonged to life. It then went through the video thing it does right after you install Mac OS X. When it was finished welcoming me in every language known to man, I went through the configuration process. From power on to running and connecting to the ‘Net took all of three minutes — most of which was spent on that silly welcome video stuff.
The computer appears to be loaded with iLife and iWork software. I expected iLife, which I already have on disk, but not iWork. There are some demos, too. And an app called Photo Booth, which I’d never seen before. This is the first Front Row-compatible computer I’ve bought (timing is everything) and it’s a good thing I bought it. When I revise my Mac OS X book for Leopard, I can include coverage of Front Row. I guess I’ll have to learn how to use that remote.
Mike came home as I was taking a photo using the built-in iSight camera. He got in the picture. It’s now my icon throughout the system. Oddly enough, I can’t figure out where it’s stored on the hard disk, although I do know how to change it.
Software Update popped up, telling me I needed about 700 MB worth of upgrades. Later on, after dinner, I plugged in the computer — I really do like that magnetically attached power cord — and let it suck updates off the Internet. It was still working on it when I went to sleep.
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And how the government has found a way to get their hands on our financial information.
I bought a new computer today: a MacBook Pro. I needed to replace my G4 eMac with a machine that could run Leopard and Boot Camp. I’m under contract to revise my Mac OS X book for Leopard and need to be prepared to get to work when I get my hot little hands on the software.
After much agonizing, I settled on a 15″ 2.16 GHz model. It had the extra RAM I needed and that tiny bit of extra power in the processor and video card will extend its useful life. I’m hoping to get 4 years out of it — I think that’s how long I’ve had the eMac.
I was going to buy from Mac Connection because they offered a sizable rebate and didn’t charge sales tax or shipping. But after doing a little research, I discovered that I qualified for an Apple educational discount. The final price would be the same and I didn’t have to deal with rebate bull.
The last time I bought a computer with a rebate, they tried to deny it, claiming that I hadn’t sent the right paperwork. When I told them I had copies of everything I sent and could resend it, they changed their tune. I got the $150 check in the mail a week later. I guess enough people don’t keep copies that they can get away with that crap.
The other thing that convinced me to buy from Apple was the 90 days “same as cash” program at the online Apple store. (I’m between royalty checks, which is a crappy place to be right after paying income taxes.) My sales guy, Elvis (really), told me that all I had to do was apply for an Apple credit card. But before he began taking my information over the phone for the application, he read me some disclosures. One of them said that my information could be given to the government to investigate terrorists.
What?
He explained. I later realized that it was the Patriot Act in action. An affront on my privacy in the name of the War Against Terror.
I was ready to tell him to forget it, but I wanted the computer and I didn’t want to pay for it in 30 days. (I always pay my credit card bills in full every month. I hate paying interest.) I wanted the extra two months. So I consented and we got on with the process. I was approved over the phone — why the hell is it so easy to get credit in this country? — and completed the transaction.
Oddly enough, later today I was in a meeting with Merchant Services, a company that does credit card processing. I’m trying to get a deal with lower rates than I’m paying for Flying M Air transactions. After going through the details, I asked the representative what I’d have to do to get the ball rolling. She listed the documents I’d have to show and sign. One of them was a Patriot Act document saying that I wasn’t laundering money (yeah, like I have that kind of cash) or funding terrorists. Of course, if I were doing those things, I’d be breaking the law anyway so signing a piece of paper saying I wasn’t doing them wouldn’t be a big deal. According to the credit card lady, though, it was more to protect the bank than anything else. In other words: protection against liability.
Ah, life in the United States in 2006.
Does the government know I just bought a computer? Are they trying to decide if I’m going to use it to plan terrorist activities? When I apply for the new credit card approval account, will they suspect me of laundering money? How does one launder money anyway?
These are questions I may never know the answer to.
But it’s probably better that way.
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Some information about what I consider to be the “perfect setup” for writing books about computers.
I’ve been writing computer how-to books since 1990 (13-1/2 years at this point). I just finished #55 the other day. Do the math and you’ll see that I average about 4 books a year. (My biggest year was 10; my smallest was 1.)
I write all of my own books, with a few exceptions here and there. For example, I didn’t write the Unix or AppleScript chapters of my Mac OS X Visual QuickPro Guides — I lacked the expertise and didn’t have time to learn. I also co-authored two of my books. But other than that, I wrote them all and will continue to do so until I find someone who has skills that meet my standards.
As you might imagine, my writing setup is an important part of what makes me so productive. I like to tell people that I have it “down to a science,” and I think I do. I’m fortunate that I’ve been able to earn enough money over the years to build what I think is the ideal setup.
I have three computers that I work with with when I’m writing a book: my “production machine,” and two “test mules.”
Currently (November 2003), my production machine is a Macintosh G4/866 minitower. It’s about two years old at this point. It has 512K of RAM and a 40GB hard disk. It also has a built-in modem, SuperDrive (that’s a drive than can read and write CDs and DVDs), and Zip drive. It also has all the standard Mac OS ports (USB, FireWire, Ethernet, etc.), as well as a SCSI port, which I thought I’d need but never have used. The computer is connected to a 21-inch Sony monitor and an array of USB and FireWire devices, including a scanner, Epson photo printer, digital camera, graphics tablet, iSight, digital video camera, and iPod (original).
I have two test mules, one for my Mac OS books and one for my Windows books.
My Mac OS test mule is an eMac 800 with a SuperDrive, built-in modem, bunch of RAM and 80GB hard disk. I’m really fond of this machine — it’s a great machine for someone with limited space who doesn’t need a lot of expansion or bells and whistles. And frankly, it’s a lot more “normal” looking than those ridiculous ET-looking iMacs that Apple is selling like crazy. It has a 17-inch monitor and can be hooked up to all the devices I need to write about in my Mac OS X books. It’s about a year old now.
My Windows test mule is a Dell Dimension 933Lr (or something like that). What can I say about it? It’s a Windows PC running Windows XP Home edition. It has a built-in modem and networking card and some kind of Pentium processor. Enough RAM, although I can’t remember how much. And enough hard disk space. It’s hooked up to a 17-inch Gateway monitor that I kept from my last Windows test mule, a Gateway PC. I think this Dell is about three years old now.
All of my computers, as well as my LaserJet 2100TN printer, are hooked up to an Ethernet network. They do file, Internet, and printer sharing using the built-in networking tools in Mac OS X and Windows XP.
My Internet connection comes from my old G3/300, which was my last production machine. It’ll soon be my Web/E-mail/DNS server, connected to the Internet with a cable modem. It feeds Internet to my three desktop computers, plus my PowerBook (when it’s added to the network) and Mike’s Sony Vaio (when he’s in town).
Here’s how it works. Suppose I’m writing a book about Mac OS X. I fire up the eMac test mule, reformat the hard disk, and install the Mac OS X software on it. I also install Snapz Pro, which is the best screen shot software out there for Mac OS X. Then I fire up my production G4 and open the file for the chapter I’m revising or the template for the chapter I’m writing from scratch. When I’m writing a Visual QuickStart Guide, I use InDesign 2.0; otherwise, I use Word X. As I work with the software on the eMac, I write about it on the G4. The two machines are sitting right next to each other and I can swivel in my chair to work on one or the other. I take screen shots on the eMac and copy them from the pictures folder, which I’ve opened on the G4, to my manuscript folder. If the screenshots need editing, I do it with Photoshop 7.0. If I’m doing layout, the screenshots get copied into the manuscript file. I add captions and callouts as necessary. Using this technique, I can turn out a completed manuscript page for a revision in as little as 10 minutes, if very little editing is required. For brand new titles, it takes 30 to 60 minutes for a page. On a good day, I can whiz through a chapter in a day or two.
The whole thing works pretty much the same when I’m writing a Windows book, except I use the Dell test mule and don’t reformat the hard disk before starting. I have to use two different screen shot software packages, because neither one does everything I need: Collage Capture and HiJaak Pro. And the shots always need to be touched up a little in Photoshop on the Mac. The process is generally slower, but not by much. Frankly, I don’t like writing Windows books, but my setup doesn’t have that much to do with it. I just don’t like working with Windows.
I believe that some authors write computer books with only one computer. They write, then switch to the program they’re writing about, fiddle around with it, take screen shots, then switch back to the program they’re writing in. (A very well-known author that I’ve often traded stories with confessed to me that he once wrote a book about Windows software by running the software under SoftPC on his Mac. Is he nuts?) With computer prices being well within the realm of affordability these days, there’s no reason an author should subject himself to such abuse. Two computers — one to work on and one to run the software on — are required, along with a network connection between them. I have three because I write about two different platforms.
By the way, if you were to peek into my office these days, you’d find quite a collection of computers. In addition to the G4, eMac, and Dell, you’d find the G3 that will soon be my Web/E-mail/DNS server and the old 8500/180 that’s currently my Web/E-mail/DNS server, still running on an ISDN connection. The 8500 was my production machine before the G3. (Before that was a 7100/66, which my sister now has. Before that was a Mac IIcx, which is long gone.) On my desk, you might also find my 12-inch PowerBook G4, which replaced my iBook SE, which replaced my PowerBook 3400c.
A production Mac lasts me about 2 years, although the G4 will probably last me another year — there’s no reason right now to replace it; it’s doing its job quite well. I replace each production machine with a current model Macintosh that isn’t top-of-the-line, but has enough RAM, speed, and hard disk space to last a few years. Test mules are good for 3 to 4 years. I replace them with low-end models that can run current operating system software and connect to the hardware I need to write about. I usually pump up their RAM enough to ensure that they operate smoothly. Laptops are good for about 3 years; I hope this PowerBook lasts longer because I really like it. My average annual expenditure on computer hardware is about $5,000, which really isn’t bad.
I don’t buy the latest and greatest gadgets unless I need to write about them. The iSight camera is a perfect example. I needed to write about iChat AV, so I bought a compatible camera. My AirPort wireless network, which lives at home when I’m not writing about it, is another good example. I bought it to write about it. Once or twice a year, I disconnect it and bring it to my office, where I reconnect it and write about it. Only one of my computers — the PowerBook — has AirPort networking built in. I don’t mind wires in my office, but its kind of nice to connect to the Internet at home from the kitchen, living room, den, bedroom, or back patio — without needing a really long cord.
The other thing I need to mention is that I don’t spend long hours “playing” with my computers or surfing the ‘Net. I have a life away from my computers that I enjoy. Computers are tools I use to make a living. Although I find them interesting, I think the other things I do with my life are far more interesting and fulfilling. My PowerBook is the only computer I spend non-working hours with. It’s my notebook, my tool for writing. And since I occasionally do that for pleasure, it makes sense to keep it handy, even when I’m not working.
Like right now.
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